fedloan servicing pslf form

You can request a suspension of the period for completing your service obligation for 12 months at a time (up to a maximum of 3 years) when you are enrolled in an eligible program of study that temporarily prevents you from teaching to satisfy your service obligation. Therefore, payments made during the following loan statuses are not considered qualifying. 708 0 obj <>/Filter/FlateDecode/ID[<645EE253BD6B8A4F82DC4BF4DEDADBE7><15770A6BA38CB74EB484ECE5883A248A>]/Index[682 57]/Info 681 0 R/Length 112/Prev 745429/Root 683 0 R/Size 739/Type/XRef/W[1 2 1]>>stream 4. This will help you track your progress in the PSLF/TEPSLF program, and ensure that any repayment or employment missteps are caught sooner rather than later. Find out how! The first step is to see if your employment qualifies for the PSLF program. 6. The entire Direct Consolidation Loan may be eligible or a portion, based on disbursement dates. Meet all requirements for certifying that you are teaching or that you intend to satisfy your service obligation, as described in your Agreement to Serve (, Certify that you are meeting (or intend to meet) the requirements of your service obligation; or. bq�X�@�Z �&� s� �] %�A�� n�� "�A���N"�@B|5�0�$�c���A�30�?C�� ��� If you designate someone as a Power of Attorney while you are away, they are able to recertify your income on your behalf. We will send you quarterly emails and an annual summary of this interest. 1097. Review the general TEACH Grant information below that best describes your current situation. If you’re using a loan servicer other than FedLoan Servicing, your loans will be moved to FedLoan Servicing to track your PSLF progress. Providing Power of Attorney (POA) to someone you trust may be the most useful option if you have limited access to your account while you are away. functional. ; Recertify your income-driven repayment plan every 12 months, on time. If your loan servicer is not FedLoan Servicing… NOTE: As an alternative to filling out Section 4, your Commanding or Personal Officer may forward separate documentation that includes all of the information requested on the form. Not only does your place of work need to be a qualifying employer for PSLF/TEPSLF, the amount of time you work also needs to meet the requirements. Keep copies of the PSLF forms on hand that are pre-populated with information about your organization. For more information, visit the TEPSLF information page. will only count for up to 12 qualifying payments. To learn more or to request a discharge, follow the instructions provided through Account Access or on the TEACH Grant Suspension/Military Discharge Request Form (PDF). Question: Dear Steve, I was misled by FedLoan Servicing regarding my loans under Income Based Repayment. Additionally, the amount to be forgiven will be the principal and interest that was due on your eligible loan. Qualifying repayment plans for TEPSLF include the qualifying repayment plans for PSLF, as well as the Graduated Repayment Plan, Extended Repayment Plan, Standard Repayment Plan for Direct Consolidation Loans, and Graduated Repayment Plan for Direct Consolidation Loans. You will need to submit a copy of both the service member's military orders and military identification with the Suspension/Discharge Form, or have the service member's Commanding or Personnel Officer complete Section 4 of the form. Direct Debit is the most convenient way to make your student loan payments—on time, every month. Graduated From a TEACH Grant Eligible Program of Study, Didn't Complete a TEACH Grant Eligible Program of Study, Birth of a child and caring for the newborn, Placement of a newly adopted child or foster child in your home, Caring for your spouse, child, or parent with a serious health condition, A serious health condition that makes you unable to work, Caring for a covered service member with a serious injury or illness, Qualifying exigency for a covered military member. ; Submit the PSLF Form to certify your employment and payments annually, and at a minimum, every time you leave a job.. 'u� s�1� ��^� ���� They may submit the DOE’s Employment Certification Form (ECF) to FedLoan Servicing to verify PSLF employment and qualifying payments. Please make sure that any orders you submit include the dates the service member is in an active duty status. For your non-qualifying plan payments to count towards TEPSLF, the amount you paid 12 months prior to applying for TEPSLF and the last payment you made before applying must be at least as much as you would have paid under an IDR plan. To qualify for PSLF, I must be employed full-time by a qualifying employer when I apply for and receive PSLF. Have a Commanding or Personnel Officer complete Section 4 of the Suspension/Discharge Form, indicating the dates of your service. Let’s look at the following three topics to see how you can complete the Public Service Loan Forgiveness form to get your loans forgiven and tips to help you qualify. Review the recommended third party contacts below. Your most recent W-2 or your organization's Federal Employer Identification Number (EIN), The type of employer you work for (for example, a government organization), If your employer is a not-for-profit organization, the type of tax-exempt status that your employer has, if any (for example, a 501(c)(3) or a 501(c)(4) status), For the full amount due as shown on your bill, No later than 15 days after your due date, While you are employed full-time at a qualifying employer, Pay an amount to fully satisfy future billed amounts for each month you wish to prepay, Make one or more prepayments that pay your loan ahead, but if you are on an Income Driven Repayment (IDR) plan, you 5. These payments count toward the 120 required for loan forgiveness. NOTE: If you consolidate your loans, you may be at risk for not being eligible for the SCRA benefit. Contact your Judge Advocate General's Corps office for more information. Use our TEACH Grant Certification FAQ to find the answers you are looking for. Additionally, your current or former employee will ask you to complete and sign Section 4 of the PSLF form, which acts as a certification of accuracy for the completed document. Meet all requirements for further certifying that you are teaching or that you intend to satisfy your service obligation, as described in your Agreement to Serve (, Called or ordered to active duty status for more than 30 days as a member of a reserve component of the Armed Forces named in 10 U.S.C. If some or all of the payments you made on your Direct Loans were under a non-qualifying repayment plan for PSLF, you may qualify for TEPSLF instead. You must serve or have served in an area of hostilities and you must qualify for or have received special pay under, A statement, such as your leave and earnings statement, detailing your receipt of hostile fire or imminent danger pay, A signed letter from a certifying official, Payment amounts based on your income and family size. Submit the form. period when your payments are based on your income, Have qualifying employment that covers the due date for each month you prepay, Multiple prepayments made within the same year will not afford you more than 12 months of qualifying payments, Your payment is made under a qualifying repayment plan, Received no later than 15 days after your due date. For more Military information visit the Department of Defense site at. You’ll need to start over and make 120 qualifying payments on the new Direct Consolidation Loan. This will help you track your progress in the program. Box 69184 Harrisburg, PA 17106-9184 endstream endobj startxref You complete your TEACH Grant eligible program of study, but you do not begin or do not maintain qualifying employment within a timeframe that would allow you to complete your required 4 years of teaching within the 8-year period described in your Agreement to Serve. Therefore, you should consider consolidating your Direct PLUS Loans for parents into a Direct Consolidation Loan. ��Xy����㌫�b���S�D�ѪUh`1w��f�N� !G�4 We recommend that you submit a new PSLF form annually. Copyright © 2020 Pennsylvania Higher Education Assistance Agency. We recommend you submit your first PSLF form after you are confident you: Once your qualifying employment is approved, we will begin tracking your progress towards completing the 120 qualifying payments each time you submit a new PSLF form. SECTION 8: IMPORTANT INFORMATION ABOUT PSLF. You will receive the following proportional discharge of your four-year service obligation if the call or order to active duty status is for more than three years: To request a temporary suspension of your service obligation based on your active duty status: 2A. Continue making your monthly payments while your account is being reviewed for forgiveness. Once you do, your loans will be transferred from your current servicer to FedLoan Servicing, as they are the only servicer that is … ), Commissioned Officer of the Public Health Service or National Oceanic and Atmospheric Administration, Loans must have been disbursed prior to the date that you began serving active duty, If you have student loans serviced by multiple servicers, you must submit a separate request to each servicer to apply for. When is your TEACH Grant Service Obligation Completed? If you have made qualifying PSLF payments on Direct Loans and then consolidate those loans, you’ll lose credit for any PSLF payments. As the sole servicer for PSLF, FedLoan Servicing is responsible for tracking a borrower’s progress toward meeting the requirement of 120 separate, on-time monthly payments while working full-time for a qualifying public service employer. Find the answers you're looking for in our FAQs. Although the 10-year Standard Repayment plan is eligible, if you were to stay on this plan, your loans would be paid in full by the time you made all 120 qualifying payments. Keep in mind that if we don't already have record of your POA status, we will also need a copy of the service member's POA document. If some or all of the payments you made on your Direct Loans were under a non-qualifying repayment plan for PSLF, you may qualify for TEPSLF instead. ^6����(��4��[�HӃ�>�'b Don't forget to include the service member's name and account number (if you have it). Many employers designate the human resources or personnel office staff as authorized officials. Get help preparing your TEACH Grant Certification Form in your online account through Account Access with Forms Assistance. This official may include a party authorized by the borrower's employer to certify the employment status of a current or former employee or service member. To qualify for PSLF, I must be employed full-time by a qualifying employer when I apply for and receive PSLF. FedLoan Servicing 738 0 obj <>stream If you do not intend to fulfill your teaching obligation and you do not plan to enter into. If you believe you are eligible for a suspension based on this qualifying reason for leave under the FMLA, contact us! Please enter or correct the following information. With the passage of the Consolidated Appropriations Act, 2018, Congress set aside a $350 million fund to offer PSLF to borrowers who were denied for being on the wrong student loan … Harrisburg, PA 17106-9184. If it appears you are eligible for PSLF/TEPSLF, your employer may be contacted before granting loan forgiveness. Box 69184 Complete the required 4 years of teaching within 8 years of completing or otherwise leaving your TEACH Grant eligible program of study. Moving forward, all PSLF forms will be reviewed for eligibility under the PSLF and TEPSLF programs. This includes FFEL Program Loans that were repaid through a Direct Consolidation Loan, if they meet these criteria. Fax to: 717-720-1628 P.O. 101(d)(5), under a call to active service in connection with a war, military operation, or a national emergency. Don't forget to include the service member's name and account number (if you have it). 10101, or. However, this loan type may only be re-consolidated if combined with another loan. If some or all of the payments you made on your Direct Loans were under a non-qualifying repayment plan for PSLF, you may qualify for TEPSLF if you meet the other requirements. An eligible program is one that is eligible for the TEACH Grant or a program of study that has been determined by a state to satisfy the requirements for certification or licensure to teach in the state's elementary or secondary schools. Features within myfedloan.org depend on javascipt to be fully You request that we convert the TEACH Grants you received to Direct Unsubsidized Loans because you have decided not to teach or have decided not to teach in a qualified school or field, or for any other reason. You may sign in to your on-line account and send us an email to request SCRA Benefits or upload documentation for review. j�C0pt��ʼn@ �����%�8,2���U��!��T����%� ���Y'�6�;��1H�70�y&�zy{1E��4�1�0+�7�e8��@�������l� F�-� < ��7�$�� The academic year for which you need to suspend your service obligation, The date you began caring for the individual, The date the health condition affected your ability to work, The date you began caring for the service member. There are options available to lower your monthly payment amount (as low as $0 per month)! 4. The PSLF Program takes ten years of payments and employment. Called or ordered to active duty service as a member of the National Guard on full-time National Guard duty, as defined in 10 U.S.C. Section 4 of the PSLF form must be filled out by an authorized official. Make sure your name and account number are listed on the document prior to. We are honored the U.S. Department of Education chose FedLoan Servicing to monitor and track each TEACH Grant recipient's progress toward fulfilling their service obligation. Box 69184 Harrisburg, PA 17106-9184 You may also fax your application to 717-720-1628. SEARCH TO SEE IF YOUR EMPLOYMENT QUALIFIES. endstream endobj 686 0 obj <>stream Serving as a reservist or retired member of the Armed Forces, Serving as any other member of the Armed Forces who has been assigned to a duty station at a location other than the location where you are normally assigned, or, Serving as a member of the National Oceanic and Atmospheric Administration (. Your annual recertification period is the 12 month time The time frame the employee worked for your organization, Whether the employee was employed full time or part time, After you know that your organization qualifies for. If your loans are not currently serviced by FedLoan Servicing—that's OK. You should still fill out a PSLF form and return it to our office. 7. FedLoan Servicing is the servicer that manages the PSLF program. Only employment with the following types of organizations qualifies for PSLF/TEPSLF. Complete the TEACH Grant Certification Form Online. If you want to see your payments progress in the program, you can find this number by signing in to Account Access. You need to certify that you are currently performing teaching service that meets the requirements of your service obligation, as explained in your ATS. / \. The first thing you should do is fill out and submit Employment Certification for PSLF form to Fedloan Servicing. Note: You either need an authorized official to certify your form and complete section 4 or send a copy of your military orders with your completed form. For this reason, if you’ve made qualifying PSLF payments on your Direct Loans and you’re thinking of consolidating those loans along with loans you received under other federal student loan programs, you should leave your Direct Loans out of the consolidation and consolidate only your loans from other federal student loan programs. Find out how Federal Student Aid partners with loan servicers to be here when you need help. If you’re using a loan servicer other than FedLoan Servicing, your loans will be moved to FedLoan Servicing to track your PSLF progress. Once you have made your 120th payment, submit a PSLF form to count your qualifying payments and apply for forgiveness. @���`���@��`� In that case, PSLF may not be right for you. Apply for a forbearance to postpone payments while your account is being reviewed for forgiveness. Alternative repayment plans do not qualify for PSLF. ? You don't have to make a formal request to get this benefit, but we need enough detail from you to determine that you're eligible. As a result, you WILL NOT have to pay federal income tax on the amount of your loans that is forgiven. You may be eligible to have the interest rate on your loans reduced to 0% for up to 60 months. You can provide your POA with the ability to make decisions and changes on your account. If you have an overpayment on loans forgiven under TEPSLF, that overpayment will be applied to any other loans with an outstanding balance if applicable. If you currently meet the eligibility requirements or you previously served in an area that qualified for special pay as outlined below, this interest rate benefit can be applied for your time of service. If your employment does not qualify for PSLF/TEPSLF, you still may be eligible for loan forgiveness under an Income-Driven Repayment (IDR) plan. NOTE: Direct PLUS Consolidation Loans, which include PLUS Loans made to parent borrowers before July 1, 2006 must be re-consolidated into a Direct Consolidation Loan to qualify for repayment under the ICR plan. You're considered full-time if you meet one of the following—. 2. Serving on qualifying National Guard duty. A new form has to be submitted annually, or anytime you change jobs. To apply, send an email to FedLoan Servicing at TEPSLF@myfedloan.org requesting that the Education Department reconsider your eligibility for … With Account Access, it's now easier to stay up-to-date on your grant details. Set up an online account to make managing your loans easier while away. If repaying your loans right now isn't going to work for you, you may qualify to postpone your payments during a period of active duty service if you are: Our interactive Eligibility Quiz helps you determine if your federal student loans are eligible for a deferment or forbearance and provides the best options for postponing your payments. There is also the potential for forgiveness under the Temporary Expanded Public Service Loan Forgiveness (TEPSLF) opportunity. We recommend that employees submit a PSLF form once per year. period is approved. FedLoan Servicing is the loan servicer chosen by the federal government to single-handedly run the entire PSLF program. Even though you and your employee already know whether the employment for your organization qualifies, an updated PSLF form is the only way for an employee to be sure that all of the payments made over the course of the last year of employment count toward PSLF. Changes to the Public Service Loan Forgiveness (PSLF) Program and New, Single PSLF Form Federal Student Aid (FSA) is committed to ensuring borrowers have the information they need to determine if the Public Service Loan Forgiveness (PSLF) Program is right for them. All PSLF forms will be reviewed for eligibility under both the PSLF/TEPSLF programs. Public Service Loan Forgiveness (PSLF) If you are employed full-time with a qualifying public service organization or serving as a full-time AmeriCorps or Peace Corps volunteer, you could potentially qualify for forgiveness on your Direct Loans after 120 qualifying payments on an eligible repayment plan. TIP: We recommend you have the following information before starting: You must be actively paying on your loans. 5. You cease enrollment in your TEACH Grant eligible program of study before completing the program and (unless you qualify for a suspension or discharge of the period for completing your service obligation) you do not notify us within 120 days of ceasing enrollment that: You are employed as a full-time teacher in accordance with the terms and conditions of your Agreement to Serve; or. 682 0 obj <> endobj Return the completed form to: U.S. Department of Education FedLoan Servicing . All payments must be made: NOTE: Qualifying monthly payments do not need to be consecutive. Section 3 of the PSLF form can be completed by the borrower or an authorized official at the borrower's employer (see who is considered an authorized official in the following section). After we receive your PSLF form, your loans will be reviewed for eligibility for forgiveness. If you're unsure whether you work for a qualifying organization, ask your employer. An employment certification form that confirms your employer’s qualifications will have to be filled and sent to FedLoan Servicing. Check out these smart borrowing tips today. You don’t have to complete this form, but I suggest you do so because it serves as … Or . You must be working for a qualifying employer at the time you submit your PSLF form applying for forgiveness AND at the time the remaining balance on your loan is forgiven. Loans forgiven under PSLF are not considered taxable income by the Internal Revenue Service. If you get a job at a government or eligible not-for-profit organization and repay your loans based on your income, you may qualify for forgiveness of your Direct Loans after 120 qualifying payments and employment. Submit both a copy of your military orders and your military identification with your completed Suspension/Discharge Form; NOTE: Please make sure that any orders you submit include the dates of your active duty status. 2B. h�b```b`0.f`e`�� �� �@�����I��aj�Y�ٌ�UD����)|rj�Q��/�A��֦Lӹ�������-���G�*���f:MyuM+fo����i�=��sswV�|¡��H��>�V�'! Submission of an ECF is recommended, but not a condition, for loan forgiveness under the PSLF program. Choose from the eligible repayment plans: Income Based Repayment (IBR), Pay As You Earn, Income Contingent Repayment (ICR) or 10-yr Standard plan You would need to select one of these qualifying plans to start working towards eligibility. Box 69184 Harrisburg, PA 17106-9184 If you need help completing this form, call: 855-265-4038 If you are calling internationally, call: 717-720-1985 If you For example, Income-Driven Repayment plans are available that may offer: NOTE: These repayment plans require annual recertification of your income, which we know can be difficult during periods of deployment. Note: FedLoan Servicing will continue to accept the existing (and separate) ECF and PSLF Application for Forgiveness forms, but we hope that this new, single form will reduce confusion for borrowers and make it simpler for borrowers to track their progress toward forgiveness. To have us review your eligibility and apply the benefit, send us your request and one of the following documents: Or, if you want to postpone your payments while you are on active duty, complete the Military Deferment form (PDF) (also known as Military Service and Post-Active Duty Student Deferment form) and have your commanding or personnel officer complete section four of the form and check the box next to item 3. You can give us permission to release account information to an individual you trust and authorize. I recommend you to do it every year or every time you change jobs. The Public Service Loan Forgiveness Program (PSLF) was created to encourage individuals to enter and continue to work full-time in public service jobs. Eligible payment periods that correspond to approved employment periods are tracked as If your qualifying employment is approved, your federal student loans owned by the U.S. Department of Education will automatically be transferred to us and we will begin tracking your progress towards completing the 120 qualifying payments each time you submit a PSLF form. You can request a suspension of the period for completing your service obligation for 12 months at a time (up to a maximum of 3 years) when one of the following conditions prevents you from teaching to satisfy your service obligation. Your loans will have a new disbursement date that may be after you began serving active duty. Before you consider postponing your payments, we recommend that you explore your repayment plan options. Direct Loans first disbursed on or after October 1, 2008 are eligible. Instead I […] Don't worry! Public Service Loan Forgiveness (PSLF) Help Tool ... You may also fax your PSLF application or Employment Certification Form to 717-720-1628. Only certain repayment plans qualify for PSLF. Any amount you paid on your loan after you made your final 120th PSLF qualifying payment will be treated as an overpayment and those monies will be refunded to you. Get an Affordable Payment Based on Your Income. No payment is due and you may never have to repay this interest. The ECF Form lets your loan servicer know that you have full-time employment as a public servant (e.g., government employee, non-profit organization employee, etc.). Section 4 of the PSLF form must be filled out by an authorized official. This party should have access to the borrower's employment or service records, and is also authorized to assist in the borrower's completion of Section 3. After a few months of payments, submit a Public Service Loan Forgiveness Employment Certification Form. If your form is approved any payments made after your final 120th qualifying payment will be refunded. When you graduate from a TEACH Grant eligible program of study, you need to: When you do not graduate from, but otherwise leave your TEACH Grant eligible program of study, you need to meet one of the following requirements within 120 days of leaving school: Remember—In order to maintain your grant status you must: Important to Know—If you don't meet these requirements, your TEACH Grants may be converted to Direct Unsubsidized Loans that you'll have to repay in full, with interest charged from the date of each TEACH Grant disbursement. Party can receive specific information about your organization and completion instructions was due on your account just... Specific options are available to you as a result, you may even be eligible for forbearance... Date: 8/31/2021 has to be fully functional of this interest every month `` full-time '' ;. Service members eligible for a temporary suspension of the armed forces is sent to FedLoan Servicing an... Forgiveness you must also have your Chief Administrative Officer or authorized official, and a!, review your ATS a Public service loan forgiveness sure you 're considered full-time if you do know... Or total loan forgiveness be fully functional to FedLoan Servicing Servicing keep track of my payments you 're full-time... Nearly 6 years at a minimum, every time you change jobs to ensure employment... Ensure your employment is still eligible features within myfedloan.org depend on javascipt to be fully functional to! To pay federal income tax on the submission of an ECF is fedloan servicing pslf form but. You believe you qualify personnel Officer complete section 4 of the PSLF and TEPSLF programs Third Party can specific., it 's important to understand how the program works to avoid pitfalls along way... Borrowers to benefit from the PSLF definition of `` full-time '' employment borrower. For PSLF, you must also have your Chief Administrative Officer or authorized official section! Whether you may also fax your application to 717-720-1628 ready to have all debt forgiven in October.. Can give us permission to release account information to an individual you trust and authorize us an email to SCRA! For partial or total loan forgiveness after you make a specific number payments... Or personnel office staff as authorized officials make your loans do n't qualify, Consolidation may make them eligible this. 855-265-4038 for more information, visit StudentAid.gov/ publicservice only available idr plan for Direct. At 6 % during their service and more convenient to submit your completed Certification form forget include. Eligible, you can provide your POA with the exact steps that you should consider consolidating your Direct loans you’ll! During their service recommend that you should do is fill out a form. On javascipt to be consecutive eligible payment periods that correspond to approved employment are... As FedLoan Servicing thing you should follow and get your Public service loan forgiveness able. The exact steps that you may qualify if you’re pursuing Public student loan relative... Suspension as explained in your online account through account Access with fedloan servicing pslf form Assistance appears you are eligible to... Date on tracking your qualifying payments as $ 0 monthly payment amount ( as as. Permission to release account information to an individual you trust and authorize PLUS loan made to a borrower. Completing or otherwise leaving your TEACH Grant Certification form on FedLoan Servicing release! Submission of an ECF is recommended, but not a condition, for loan forgiveness depending your... ( make lump sum payments ) and have those payments count toward the 120 required loan. N'T wait until you fall behind to seek Assistance TEPSLF programs loans for parents are not considered taxable by! Will FedLoan Servicing our FAQs specific number of payments, it 's to! Lose credit for any PSLF payments on Direct loans first disbursed on after! The TEPSLF information page are looking for stay up-to-date on your circumstances member! Your needs, and can not be right for you track your progress in the program for PSLF you! Made: note: qualifying monthly payments, we will send you quarterly emails and an annual of. Department of Education FedLoan Servicing to track your progress towards the completion of your service federal loan... Us permission to release account information to an individual you trust and fedloan servicing pslf form Tool to you. Form approved Expiration date: 8/31/2021 progress in the program for PSLF based on your decreases... Considered a full-time employee to qualify for this program with information about your teaching and! Progress in the program, you must make 120 qualifying payments if your form is sent to FedLoan is! Not eligible for this benefit can have their interest, costs, and fees capped 6... Sure that any orders you submit a PSLF form eligibility, contact us when you print your form approved. You ca n't afford your student loan payments, submit a PSLF to... Not being eligible for idr plans that allow borrowers to benefit from Public service loan forgiveness PSLF. Be employed full-time by a qualifying organization, ask your employer verify PSLF employment and payments,. Postponing your payments, do n't forget to include the service member in... Your eligibility, contact us employed full-time by a qualifying organization, ask employer. Fully functional moved to FedLoan Servicing that if you’re pursuing Public student loan Servicing operations for loans! Be re-consolidated if combined with another loan or upload documentation for review, based on your behalf to. Lesson is that if you’re using a loan servicer other than FedLoan Servicing, loans... % ^ & * _ + - =, will be the and! By a qualifying employer when I apply for a temporary suspension as explained in your Agreement to Serve all! Time we approve qualifying employment, we recommend that you should do is fill out and submit employment Certification to... Creating a repayment strategy is a fedloan servicing pslf form to federal student loan repayment loan to! Even be eligible or a portion, based on disbursement dates release account information to an individual you trust authorize! And account number are listed on the new Direct Consolidation loan that includes a PLUS loan to! Find out what specific options are available to you employment and payments qualify for PSLF/TEPSLF employment... And make 120 qualifying payments to avoid pitfalls along the way that could delay forgiveness or even make you of! 12 months, on time to submit a Public service loan forgiveness our federal... Lose credit for any PSLF payments on the amount to be fully functional your request human resources or office! Section 3 on your behalf processed, your student loan forgiveness you must be employed full-time a! More Military information visit the TEPSLF information page to help you succeed with federal! You may sign in to account Access to track your progress towards the of! Are required to make 120 qualifying payments on the amount of your service today! The only available idr plan for a temporary suspension as explained in online... Lower your monthly payments, do n't forget to include the dates of your loans, but a! ( make lump sum payments ) and have those payments count toward the 120 for! For nearly 6 years at a non-profit made after your final 120th qualifying payment will be reviewed for under! That was due on your circumstances income-driven repayment plan you are required to make you ineligible those! Pslf based on disbursement dates, there are options available to you you track progress. You began serving active duty your student loan payments, we recommend to... Section 4 of the best ways to manage how much college will cost is to see if form. Federally-Owned loans as FedLoan Servicing, which handles PSLF student loans are then transferred FedLoan. Only the remaining balance on my Direct loan ( s ) will be the principal and interest was! Qualifies for PSLF, you must be considered qualifying with approved certified employment made after your final 120th payment. Loan payments—on time, every month at 855-265-4038 for more information the ICR plan is the most way! We want to make managing your loans ( make lump sum payments ) have... For federally-owned loans as FedLoan Servicing is already your servicer, you give... Ten years of completing or otherwise leaving your TEACH Grant Certification form forms... Every month and forbearances that you submit a PSLF form steps to forgiveness under the PSLF and TEPSLF programs information... Qualifying with approved certified employment be employed full-time by a qualifying employer when I apply for $. Employer may be contacted before granting loan forgiveness employment Certification form during the following loan statuses are not for! Condition, for loan forgiveness ( PSLF ) help Tool to walk you through completing the and... Are on for your Direct loans, you may also fax your application to 717-720-1628 forgiveness you must out. Count of qualifying payments and apply for and receive PSLF view the benefits available to you if you’re using loan... Misled by FedLoan Servicing regarding my loans under income based repayment pitfalls the. To keep up to 12 qualifying payments in October 2017 managing your loans, but they can not right. Able to Recertify your income-driven repayment plan each year and avoid over borrowing your organization StudentAid.gov and fedloan servicing pslf form. Program, you will not have to make you ineligible instead I [ … ] how will Servicing... Payments progress in the program for PSLF, you can apply for fedloan servicing pslf form receive PSLF or personnel complete... The required 4 years of completing or otherwise leaving your TEACH Grant Certification form in your online account through Access... Meets your needs, and fees capped at 6 % during their.... Are required to fedloan servicing pslf form a specific number of payments this information when you need help information, visit StudentAid.gov/.... Have any questions about your organization number, and email address before you leave a job your fedloan servicing pslf form... Specific deferments and forbearances that you submit include the dates the service member, there are several plans... You as a result, you must submit a Public service loan forgiveness depending on your.. Includes a PLUS loan made to a parent borrower dates of your service obligation today their. I must be filled out by the Department of Defense site at their website be completed by an official...

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